Get Bad Credit Personal Loans., Pay Day Loans Easily with LoansMatrix.
FAQ's

What kind of company is Loansmatrix?

Loansmatrix is a nationwide loan consulting firm whose sole purpose is to help consumers and entrepreneurs get the best lending solution to their unique situations. Our most popular product is an unsecured loan, but our expertise is found in our ability to find the best loan option for you, and to help you understand that option before you make an informed decision.

What are the credit requirements?

This varies, depending on the loan program that proves to be the best option for you. We work to provide the most options for every type of credit situation.

Do you have loan programs for less than perfect credit?

We can provide loans to all types of people – including those with less than perfect credit. We cannot guarantee your approval, but we will work hard to provide you with the options that are best for you and for your current situation.

Do you offer loans outside the U.S.?

Not currently.

What if I don't qualify for a loan?

Even if you don't qualify, our experts will be happy to work with you to help you find an alternative solution.

What if I don't have an email address?

Our system is designed to provide materials to you via e-mail. But if you don't have one, you can get an e-mail address free through web-based services like Yahoo, Google, Snap and HotBot, or you can call our call center at 8007934532.

What is the process?

The first step is to fill out our online form or call us at 8007934532. If you've filled out the form during business hours, Monday - Friday, 9 a.m. to p.m. (EST), you can expect to hear from us within an hour to explain what we can do for you and to answer your questions. From there, it's up to you. Most loan options offer Instant approval for qualified customers.

Whats my repayment option?

Repayment option starts from 3 to 60 months

Is my information secure?

This is of utmost importance to us. We have taken every precaution to protect your personal information. We don't not ask for your Social Security number or date of birth via our website, and we do not store this information on our database.

How do I get started?

Complete the online form, or call at 8007934532 to speak with one of our experienced and knowledgeable customer service personnel.

My question wasn't answered here. Can I contact Loansmatrix directly?

Call us anytime at 8007934532. We'll be glad to answer any question you have.

How Long Do I Have To Pay Off The Loan / What Are My Payment Options?

Your lender will send an email 1 - 2 days prior to your loan due date reminding you that your loan payment is due. Your payment options are to pay off the loan in full or discuss additional repayment options with your lender directly. Loan repayment periods vary by state, lender and individual borrower.

How Do I Know That My Loan Has Been Approved?

You will receive an email notification once your loan has been approved. Our lenders can reserve the right to make adjustments to your loan approval up until the time you receive the funds in your bank account, based on any new information regarding your loan application.

What If I Have Bad Credit?

Bad credit will not prevent you from receiving a payday loan at MoneyNowUSA.com. Our flexible lenders will work with you, even if you have already been turned down by other lenders.

When Will My Loan Be Due?

Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations. If you have questions, review your loan contract or contact your lender directly. Remember there may be specific laws and regulations, depending on the state you live in.

How Much Can I Receive?

Your qualified loan amount is based upon the information you provide in your membership application. After successful repayment of your payday loan, your lender may increase your loan amount on future loans. The amount of your loan also depends on the state laws and regulations where you live.

When Will I Receive My Loan?

After your application is sent to our lenders it can be processed within 1 hour. When approved, you will generally receive your loan on the next business day. There are some lenders who deposit funds into your checking account in as fast as 1 hour.

What If I Don't Have The Money In My Bank Account To Satisfy The Loan?

You must contact your lender directly to set up payment arrangements. If your debit comes back for any reason from the bank, your lender may initiate collection procedures. Normally payment plans can be worked out - just talk to your lender.

When I Pay Off A Loan, How Soon Can I Receive Another Loan?

It normally takes 2 business days for your payment to clear the bank. Once the payment clears, it will be reported and one of our many lenders will normally issue you another loan. Many times, the new loan is for a higher loan amount.

I Applied For More Money, Why Was I Sent To A Payday Loan Page?

At MoneyNowUSA.com, we do our best to seek out the highest loan amount. However, depending on many factors - including our available lenders, your credit history, state, income, and employment information - you may not qualify for more than $500.00 the first time.